Mortgage truth, before the offer
Compare homes by the life they leave you.
Latentry is focused on the BillsBae-style affordability workspace: monthly payment, everyday spending, savings rate, approval bands, pasted Redfin/Zillow links, and side-by-side scenarios.
Input
URL or city
Output
Monthly truth
Decision
Compare cash flow
live underwriting
Paste links
Payment stack
Scenario lens
28.4%
Example housing ratio with tax, insurance, HOA, PMI, and everyday spending included.
Calculate
Tune price, down payment, ZIP/city, income, everyday spending, and debt to see the true monthly load.
Import
Paste Redfin or Zillow URLs and Latentry will turn them into saved scenarios for comparison.
Compare
Review payment stack, DTI, savings rate, cash to close, and approval posture side by side.